{"id":4459,"date":"2019-03-12T12:43:22","date_gmt":"2019-03-12T15:43:22","guid":{"rendered":"https:\/\/www.fdinternational.com\/dev\/?p=4459"},"modified":"2024-07-10T16:32:26","modified_gmt":"2024-07-10T19:32:26","slug":"cuentas-claras-menos-impuestos-menos-costos","status":"publish","type":"post","link":"https:\/\/www.fdinternational.com\/dev\/newsletter\/cuentas-claras-menos-impuestos-menos-costos\/","title":{"rendered":"Cuentas claras: menos impuestos, menos costos"},"content":{"rendered":"

Cuentas claras: menos impuestos, menos costos<\/b><\/strong><\/span><\/h3>\n
\n
\n

La\u00a0<\/span>reforma tributaria<\/span><\/strong>\u00a0que entr\u00f3 en vigencia el a\u00f1o pasado\u00a0<\/span>permite deducir del\u00a0<\/span>I<\/span>mpuesto a la<\/span>\u00a0Renta Financiera<\/span><\/strong>\u00a0<\/span>todos los costos asociados a inversiones personales, entre otros, comisiones y honorarios.<\/span><\/p>\n<\/div>\n

\n

\u00bfQu\u00e9 significa esto? Que\u00a0<\/span>si est\u00e1n claramente explicitados<\/span><\/strong>\u00a0<\/strong>-y no ocultos- el inversor argentino puede\u00a0<\/span>descontarlos\/deducirlos de las ganancias\u00a0<\/span>financieras<\/span><\/strong>\u00a0generadas durante el a\u00f1o y, de esta forma,\u00a0<\/span>pagar menos impuestos<\/span>.<\/span>\u00a0<\/strong><\/p>\n<\/div>\n

\n

El problema es que normalmente las entidades financieras locales y del exterior ocultan estos costos y comisiones de varias formas (ver abajo art\u00edculo al respecto, publicado por El Cronista). Otro<\/span>s<\/span>\u00a0c<\/span>ostos\u00a0<\/span>que no p<\/span>ueden\u00a0<\/span>deducirse son los\u00a0<\/span>que cobran\u00a0<\/span>los fondos de inversi\u00f3n<\/span>, ya que la renta que le brindan al inversor es neta de los mismos<\/span>.<\/span><\/p>\n<\/div>\n

\n

De acuerdo a la prensa especializada, los inversores que manejan su dinero con bancas privadas y\u00a0<\/span>brokers<\/span>\u00a0<\/span>tradicionales pagan un promedio del 1,92% anual del monto de sus activos en costos y comisiones.<\/span><\/p>\n<\/div>\n

\n

Si los mismos estuviesen claramente explicitados, podr\u00edan deducirse del\u00a0<\/span>15<\/span>% del impuesto\u00a0<\/span>(para el caso de inversiones en d\u00f3lares)<\/span>, y su incidencia bajar\u00eda al 1,<\/span>63<\/span>% anual.<\/span><\/p>\n<\/div>\n

\n

No caben dudas\u00a0<\/span>de\u00a0<\/span>que tener las cuentas claras con tu asesor financiero te lleva a ahorrar mucho dinero.<\/span><\/p>\n<\/div>\n

\n
\n

En un pr\u00f3ximo env\u00edo, te mostraremos hasta cu\u00e1nto se pueden bajar los costos totales -todos deducibles- \u201ccuando las cuentas son claras\u201d.\u00a0<\/em><\/span><\/h3>\n<\/blockquote>\n

El Cronista: Qu\u00e9 gastos ocultos pueden hacer perder la rentabilidad de la mejor inversi\u00f3n<\/a><\/span><\/p>\n

Saludos,<\/p>\n

Mariano Sard\u00e1ns
\nCEO\u00a0de FDI.
\nGerenciadora de Patrimonios<\/strong><\/p>\n

\n

Solicit\u00e1 informaci\u00f3n sobre nuestro Servicio de Finanzas Personales<\/span><\/a>\u00a0<\/span><\/em><\/span><\/h3>\n<\/blockquote>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Si est\u00e1n claramente explicitados -y no ocultos- el inversor argentino puede deducirlos de las ganancias financieras y pagar menos impuestos.<\/p>\n","protected":false},"author":1,"featured_media":4460,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"\nCuentas claras: menos impuestos, menos costos<\/title>\n<meta name=\"description\" content=\"Si est\u00e1n claramente explicitados -y no ocultos- el inversor argentino puede deducirlos de las ganancias financieras y pagar menos impuestos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fdinternational.com\/dev\/newsletter\/cuentas-claras-menos-impuestos-menos-costos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cuentas claras: menos impuestos, menos costos\" \/>\n<meta property=\"og:description\" content=\"Si est\u00e1n claramente explicitados -y no ocultos- el inversor argentino puede deducirlos de las ganancias financieras y pagar menos impuestos.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fdinternational.com\/dev\/newsletter\/cuentas-claras-menos-impuestos-menos-costos\/\" \/>\n<meta property=\"og:site_name\" content=\"FDI - 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